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Today's best Canadian mortgage rates.

A live snapshot of what our lender network is offering this morning. Your personalised rate depends on your profile — let’s confirm it in writing.

5-Yr varible

3.45%

Best value

5-Yr Variable

3.60%

▼ 0.10 this week

3-Yr Fixed

4.23%

Popular short term

1-Yr Fixed

4.59%

Maximum flexibility
TermTypeOur best rateBank postedYou could save
5 Year (Insured)Varible Best3.45%3.86%$137/moLock it
5 Year (Conventional)Variable ▼ 0.103.60%4.16%$189/moEnquire
5 Year (Insured)Fixed4.23%4.62%$135/moEnquire
5 Year (Conventional)Fixed4.48%4.99%$181/moEnquire
3 Year (Insured)Fixed3.89%5.59%$174/moEnquire
3 Year (Conventional)Fixed4.33%4.83%$148/moEnquire
1 Year (Insured)Fixed4.59%5.04%$176/moEnquire
1 Year (Conventional)Fixed4.74%5.27%$190/moEnquire

Rates shown are illustrative for prototype purposes and subject to change, OAC. Savings based on a $600,000 mortgage over a 30-year amortization.

-Good to know

How Canadian mortgage math works

A live snapshot of what our lender network is offering this morning. Your personalised rate depends on your profile — let’s confirm it in writing.

Fixed

Predictable payments for the whole term. Best when you value certainty or expect rates to rise.

Variable

Moves with the prime rate. Historically cheaper over time, but your payment can change. Best with a buffer.

— Rates move daily

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