/**
 * Mortgage Calculator (Satish) — front-end styles.
 *
 * Scoped under .mcs-wrap so nothing leaks into the Elementor theme, and every
 * colour flows from the two CSS variables the admin Display tab writes inline.
 */

.mcs-wrap {
	--mcs-accent: #0b2a4a;
	--mcs-accent-2: #c9a227;
	--mcs-ink: #1b2430;
	--mcs-muted: #5b6775;
	--mcs-line: #e3e8ee;
	--mcs-bg: #f7f9fb;
	--mcs-good: #1a8a5a;
	--mcs-bad: #c0392b;
	--mcs-radius: 12px;

	box-sizing: border-box;
	color: var(--mcs-ink);
	font-size: 15px;
	line-height: 1.5;
	max-width: 1180px;
	margin: 0 auto;
}

.mcs-wrap *,
.mcs-wrap *::before,
.mcs-wrap *::after {
	box-sizing: border-box;
}

/* ---------------------------------------------------------------- head */

.mcs-head {
	margin-bottom: 22px;
	text-align: center;
}

.mcs-title {
	font-size: clamp(24px, 3vw, 34px);
	line-height: 1.15;
	margin: 0 0 6px;
	color: var(--mcs-accent);
}

.mcs-sub {
	margin: 0;
	color: var(--mcs-muted);
}

/* ---------------------------------------------------------------- grid */

.mcs-grid {
	display: grid;
	grid-template-columns: minmax(0, 380px) minmax(0, 1fr);
	gap: 26px;
	align-items: start;
}

@media (max-width: 900px) {
	.mcs-grid {
		grid-template-columns: 1fr;
	}
}

/* -------------------------------------------------------------- inputs */

.mcs-inputs {
	background: #fff;
	border: 1px solid var(--mcs-line);
	border-radius: var(--mcs-radius);
	padding: 20px;
	display: flex;
	flex-direction: column;
	gap: 18px;
}

.mcs-block {
	display: flex;
	flex-direction: column;
	gap: 8px;
}

.mcs-block-2col {
	display: grid;
	grid-template-columns: 1fr 1fr;
	gap: 14px;
}

.mcs-block-2col > div {
	display: flex;
	flex-direction: column;
	gap: 8px;
	min-width: 0;
}

.mcs-label,
.mcs-field label {
	font-size: 13px;
	font-weight: 600;
	letter-spacing: 0.01em;
	color: var(--mcs-ink);
}

.mcs-label-row {
	display: flex;
	align-items: baseline;
	justify-content: space-between;
	gap: 10px;
}

.mcs-badge {
	background: var(--mcs-accent);
	color: #fff;
	font-size: 11px;
	font-weight: 700;
	padding: 3px 9px;
	border-radius: 999px;
	white-space: nowrap;
}

.mcs-badge-quiet {
	background: var(--mcs-bg);
	color: var(--mcs-muted);
	border: 1px solid var(--mcs-line);
}

.mcs-input {
	width: 100%;
	font: inherit;
	color: var(--mcs-ink);
	background: #fff;
	border: 1px solid var(--mcs-line);
	border-radius: 8px;
	padding: 11px 12px;
	transition: border-color .15s, box-shadow .15s;
	appearance: none;
	-webkit-appearance: none;
}

.mcs-input:focus {
	outline: none;
	border-color: var(--mcs-accent);
	box-shadow: 0 0 0 3px rgba(11, 42, 74, .12);
}

select.mcs-input {
	background-image: url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%235b6775' d='M1 1l5 5 5-5'/%3E%3C/svg%3E");
	background-repeat: no-repeat;
	background-position: right 12px center;
	padding-right: 32px;
}

/* money field with a $ glued to the left */
.mcs-money {
	position: relative;
	display: flex;
	align-items: center;
}

.mcs-prefix,
.mcs-suffix {
	position: absolute;
	font-size: 14px;
	color: var(--mcs-muted);
	pointer-events: none;
}

.mcs-prefix { left: 12px; }
.mcs-suffix { right: 12px; }

.mcs-money .mcs-money-input { padding-left: 26px; }
.mcs-suffixed .mcs-input { padding-right: 28px; }

/* range */
.mcs-range {
	width: 100%;
	height: 4px;
	background: var(--mcs-line);
	border-radius: 999px;
	appearance: none;
	-webkit-appearance: none;
	margin: 2px 0 0;
}

.mcs-range::-webkit-slider-thumb {
	appearance: none;
	-webkit-appearance: none;
	width: 18px;
	height: 18px;
	border-radius: 50%;
	background: var(--mcs-accent);
	border: 3px solid #fff;
	box-shadow: 0 1px 4px rgba(0, 0, 0, .28);
	cursor: pointer;
}

.mcs-range::-moz-range-thumb {
	width: 14px;
	height: 14px;
	border-radius: 50%;
	background: var(--mcs-accent);
	border: 3px solid #fff;
	box-shadow: 0 1px 4px rgba(0, 0, 0, .28);
	cursor: pointer;
}

.mcs-note {
	margin: 0;
	font-size: 12px;
	line-height: 1.45;
	color: var(--mcs-muted);
}

.mcs-note-good { color: var(--mcs-good); font-weight: 600; }
.mcs-warn { color: var(--mcs-bad); font-weight: 600; }

/* segmented frequency control */
.mcs-segmented {
	display: grid;
	grid-template-columns: repeat(3, 1fr);
	gap: 6px;
}

.mcs-seg {
	font: inherit;
	font-size: 12.5px;
	font-weight: 600;
	padding: 9px 4px;
	border: 1px solid var(--mcs-line);
	background: #fff;
	color: var(--mcs-muted);
	border-radius: 8px;
	cursor: pointer;
	transition: .15s;
}

.mcs-seg:hover { border-color: var(--mcs-accent); color: var(--mcs-accent); }

.mcs-seg.is-active {
	background: var(--mcs-accent);
	border-color: var(--mcs-accent);
	color: #fff;
}

/* rate card */
.mcs-rate-card {
	background: var(--mcs-bg);
	border: 1px solid var(--mcs-line);
	border-radius: 10px;
	padding: 12px;
}

.mcs-rate-card-head {
	display: flex;
	justify-content: space-between;
	align-items: baseline;
	font-size: 12px;
	font-weight: 700;
	text-transform: uppercase;
	letter-spacing: .05em;
	color: var(--mcs-muted);
	margin-bottom: 9px;
}

.mcs-rate-card-head small { font-weight: 500; text-transform: none; letter-spacing: 0; }

.mcs-rate-chips {
	display: grid;
	grid-template-columns: repeat(auto-fill, minmax(96px, 1fr));
	gap: 6px;
}

.mcs-chip {
	font: inherit;
	display: flex;
	flex-direction: column;
	gap: 1px;
	padding: 7px 8px;
	background: #fff;
	border: 1px solid var(--mcs-line);
	border-radius: 8px;
	cursor: pointer;
	text-align: left;
	transition: .15s;
}

.mcs-chip:hover { border-color: var(--mcs-accent); }
.mcs-chip.is-active { border-color: var(--mcs-accent); box-shadow: 0 0 0 2px rgba(11, 42, 74, .12); }
.mcs-chip-label { font-size: 10.5px; color: var(--mcs-muted); line-height: 1.2; }
.mcs-chip-rate { font-size: 15px; font-weight: 700; color: var(--mcs-accent); }

/* checkboxes */
.mcs-checks { display: flex; flex-direction: column; gap: 9px; }

.mcs-check {
	display: flex;
	align-items: flex-start;
	gap: 9px;
	font-size: 13.5px;
	cursor: pointer;
}

.mcs-check input { margin: 2px 0 0; accent-color: var(--mcs-accent); }

/* collapsible panels */
.mcs-panel {
	border: 1px solid var(--mcs-line);
	border-radius: 10px;
	overflow: hidden;
}

.mcs-panel > summary {
	list-style: none;
	cursor: pointer;
	padding: 12px 14px;
	font-size: 13.5px;
	font-weight: 700;
	background: var(--mcs-bg);
	display: flex;
	flex-direction: column;
	gap: 2px;
	position: relative;
	padding-right: 34px;
}

.mcs-panel > summary::-webkit-details-marker { display: none; }

.mcs-panel > summary small {
	font-weight: 500;
	font-size: 11.5px;
	color: var(--mcs-muted);
}

.mcs-panel > summary::after {
	content: "";
	position: absolute;
	right: 14px;
	top: 18px;
	width: 8px;
	height: 8px;
	border-right: 2px solid var(--mcs-muted);
	border-bottom: 2px solid var(--mcs-muted);
	transform: rotate(45deg);
	transition: transform .18s;
}

.mcs-panel[open] > summary::after { transform: rotate(-135deg); top: 21px; }

.mcs-panel-body {
	padding: 14px;
	display: flex;
	flex-direction: column;
	gap: 13px;
	border-top: 1px solid var(--mcs-line);
}

.mcs-field { display: flex; flex-direction: column; gap: 6px; }

.mcs-field-inline {
	flex-direction: row;
	align-items: center;
	justify-content: space-between;
	gap: 12px;
}

.mcs-field-inline .mcs-money { width: 140px; flex: none; }

.mcs-reset {
	font: inherit;
	font-size: 12.5px;
	background: none;
	border: 0;
	color: var(--mcs-muted);
	text-decoration: underline;
	cursor: pointer;
	align-self: flex-start;
	padding: 0;
}

/* ------------------------------------------------------------- results */

.mcs-results { display: flex; flex-direction: column; gap: 16px; min-width: 0; }

.mcs-hero {
	/* Depth without noise: a slight lift toward the top-left of the navy, and
	   a gold hairline along the top edge to tie the hero to the accent. */
	background:
		linear-gradient(135deg,
			color-mix(in srgb, var(--mcs-accent) 88%, #fff) 0%,
			var(--mcs-accent) 55%,
			color-mix(in srgb, var(--mcs-accent) 88%, #000) 100%);
	color: #fff;
	border-radius: var(--mcs-radius);
	padding: 22px 24px;
	display: grid;
	grid-template-columns: minmax(0, 1fr) minmax(0, 1.1fr);
	gap: 20px;
	align-items: center;
	position: relative;
	overflow: hidden;
	box-shadow: 0 8px 24px -12px color-mix(in srgb, var(--mcs-accent) 60%, transparent);
}

.mcs-hero::before {
	content: "";
	position: absolute;
	inset: 0 0 auto 0;
	height: 3px;
	background: linear-gradient(90deg, var(--mcs-accent-2), var(--mcs-tax, #F5B400));
}

@supports not (background: color-mix(in srgb, red 5%, transparent)) {
	.mcs-hero { background: var(--mcs-accent); box-shadow: 0 8px 24px -12px rgba(11, 42, 74, .6); }
}

@media (max-width: 560px) {
	.mcs-hero { grid-template-columns: 1fr; }
}

.mcs-hero-label {
	display: block;
	font-size: 11.5px;
	text-transform: uppercase;
	letter-spacing: .08em;
	opacity: .78;
}

.mcs-hero-value {
	display: block;
	font-size: clamp(30px, 4.4vw, 42px);
	font-weight: 800;
	line-height: 1.1;
	font-variant-numeric: tabular-nums;
	margin-top: 2px;
}

.mcs-hero-freq { font-size: 13px; opacity: .8; }

.mcs-hero-side {
	display: grid;
	grid-template-columns: repeat(auto-fit, minmax(110px, 1fr));
	gap: 12px;
}

.mcs-hero-stat {
	background: rgba(255, 255, 255, .10);
	border-radius: 9px;
	padding: 10px 12px;
	border-top: 2px solid rgba(255, 255, 255, .22);
}

/* Cash to close is the number people came for — give it the gold edge. */
.mcs-hero-stat:last-child { border-top-color: var(--mcs-accent-2); }

.mcs-hero-stat span {
	display: block;
	font-size: 11px;
	opacity: .8;
	margin-bottom: 3px;
}

.mcs-hero-stat strong {
	font-size: 17px;
	font-variant-numeric: tabular-nums;
}

/* alerts */
.mcs-alerts { display: flex; flex-direction: column; gap: 8px; }

.mcs-alerts:empty { display: none; }

.mcs-alert {
	font-size: 13px;
	line-height: 1.5;
	padding: 10px 13px;
	border-radius: 9px;
	border-left: 3px solid;
}

.mcs-alert-info { background: #eef4fa; border-color: #3f7cac; }
.mcs-alert-warn { background: #fdf4e3; border-color: #d79a1e; }
.mcs-alert-good { background: #eaf7f0; border-color: var(--mcs-good); }
.mcs-alert-bad  { background: #fdeeec; border-color: var(--mcs-bad); }

/* tabs */
.mcs-tabs {
	display: flex;
	gap: 4px;
	overflow-x: auto;
	border-bottom: 1px solid var(--mcs-line);
	scrollbar-width: none;
}

.mcs-tabs::-webkit-scrollbar { display: none; }

.mcs-tab {
	font: inherit;
	font-size: 13.5px;
	font-weight: 600;
	background: none;
	border: 0;
	border-bottom: 2px solid transparent;
	color: var(--mcs-muted);
	padding: 11px 14px;
	cursor: pointer;
	white-space: nowrap;
	transition: .15s;
}

.mcs-tab:hover { color: var(--mcs-accent); }

.mcs-tab.is-active {
	color: var(--mcs-accent);
	border-bottom-color: var(--mcs-accent-2);
	background: linear-gradient(180deg, transparent 40%, rgba(245, 180, 0, .10) 100%);
	border-radius: 8px 8px 0 0;
}

.mcs-pane { display: none; }
.mcs-pane.is-active { display: block; }

/* tables */
.mcs-table {
	width: 100%;
	border-collapse: collapse;
	font-size: 14px;
}

.mcs-table td,
.mcs-table th {
	padding: 10px 4px;
	border-bottom: 1px solid var(--mcs-line);
	text-align: left;
}

.mcs-table th {
	font-size: 11.5px;
	text-transform: uppercase;
	letter-spacing: .05em;
	color: var(--mcs-muted);
	font-weight: 700;
}

.mcs-table td:last-child,
.mcs-table th:last-child {
	text-align: right;
	font-variant-numeric: tabular-nums;
	font-weight: 600;
}

.mcs-row-total td {
	border-top: 2px solid var(--mcs-accent);
	border-bottom: 0;
	font-weight: 800;
	font-size: 15.5px;
	padding-top: 12px;
}

.mcs-row-credit td { color: var(--mcs-good); }
.mcs-row-bad td { color: var(--mcs-bad); }
.mcs-row-good td { color: var(--mcs-good); }

/* Category rows carry the same colour as their donut segment, so the eye can
   track one cost straight from the chart to the number. `--cat` is set inline
   per row from the admin palette. */
.mcs-row-cat td:first-child {
	display: flex;
	align-items: center;
	gap: 9px;
}

.mcs-row-cat .mcs-swatch {
	width: 4px;
	height: 17px;
	border-radius: 2px;
	background: var(--cat, var(--mcs-accent));
	flex: none;
}

.mcs-row-cat:hover td { background: color-mix(in srgb, var(--cat, #0b2a4a) 7%, transparent); }

/* Fallback for browsers without color-mix — the hover just goes neutral. */
@supports not (background: color-mix(in srgb, red 5%, transparent)) {
	.mcs-row-cat:hover td { background: var(--mcs-bg); }
}

.mcs-h4 {
	font-size: 12px;
	text-transform: uppercase;
	letter-spacing: .07em;
	color: var(--mcs-muted);
	margin: 22px 0 6px;
	display: flex;
	align-items: center;
	gap: 9px;
}

.mcs-h4::after {
	content: "";
	flex: 1;
	height: 2px;
	border-radius: 1px;
	background: linear-gradient(90deg, var(--mcs-accent-2), transparent);
}

/* charts */
.mcs-chart-row {
	display: flex;
	gap: 22px;
	align-items: center;
	flex-wrap: wrap;
	padding: 6px 0 14px;
}

.mcs-legend {
	list-style: none;
	margin: 0;
	padding: 0;
	flex: 1;
	min-width: 190px;
	display: flex;
	flex-direction: column;
	gap: 7px;
}

.mcs-legend li {
	display: flex;
	align-items: center;
	gap: 9px;
	font-size: 13.5px;
	padding: 5px 8px;
	border-radius: 7px;
	transition: background .15s;
}

.mcs-legend li:hover { background: var(--mcs-bg); }

.mcs-legend i {
	width: 11px;
	height: 11px;
	border-radius: 3px;
	flex: none;
}

.mcs-legend em {
	font-style: normal;
	font-size: 11.5px;
	font-weight: 700;
	color: var(--mcs-muted);
	background: var(--mcs-bg);
	border-radius: 999px;
	padding: 2px 7px;
	margin-left: 4px;
}

.mcs-legend b {
	margin-left: auto;
	font-variant-numeric: tabular-nums;
}

.mcs-balance-chart { margin: 10px 0 16px; }
.mcs-balance-chart svg { width: 100%; height: 120px; display: block; }

/* ratio bars */
.mcs-ratio-row {
	display: grid;
	grid-template-columns: 1fr 1fr;
	gap: 18px;
	margin: 6px 0 18px;
}

@media (max-width: 480px) { .mcs-ratio-row { grid-template-columns: 1fr; } }

.mcs-ratio-head {
	display: flex;
	justify-content: space-between;
	align-items: baseline;
	font-size: 13px;
	font-weight: 700;
	margin-bottom: 6px;
}

.mcs-ratio-head .is-pass { color: var(--mcs-good); }
.mcs-ratio-head .is-fail { color: var(--mcs-bad); }

.mcs-ratio-track {
	position: relative;
	height: 8px;
	background: var(--mcs-line);
	border-radius: 999px;
	overflow: visible;
}

.mcs-ratio-fill {
	height: 100%;
	border-radius: 999px;
	transition: width .25s;
}

.mcs-ratio-fill.is-pass { background: var(--mcs-good); }
.mcs-ratio-fill.is-fail { background: var(--mcs-bad); }

.mcs-ratio-limit {
	position: absolute;
	top: -3px;
	width: 2px;
	height: 14px;
	background: var(--mcs-ink);
	border-radius: 1px;
}

.mcs-ratio small { font-size: 11px; color: var(--mcs-muted); }

/* stress box */
.mcs-stress-inner {
	margin-top: 16px;
	padding: 14px 16px;
	border-radius: 10px;
	border-left: 3px solid;
	font-size: 13.5px;
}

.mcs-stress-inner p { margin: 5px 0 0; color: var(--mcs-muted); }
.mcs-stress-inner.is-pass { background: #eaf7f0; border-color: var(--mcs-good); }
.mcs-stress-inner.is-fail { background: #fdeeec; border-color: var(--mcs-bad); }

/* big stat */
.mcs-bigstat {
	background: linear-gradient(160deg, #fff 0%, var(--mcs-bg) 100%);
	border: 1px solid var(--mcs-line);
	border-top: 3px solid var(--mcs-accent-2);
	border-radius: 10px;
	padding: 18px;
	margin: 6px 0 16px;
	text-align: center;
}

.mcs-bigstat span {
	display: block;
	font-size: 11.5px;
	text-transform: uppercase;
	letter-spacing: .07em;
	color: var(--mcs-muted);
}

.mcs-bigstat strong {
	display: block;
	font-size: 32px;
	font-weight: 800;
	color: var(--mcs-accent);
	font-variant-numeric: tabular-nums;
	line-height: 1.2;
}

.mcs-bigstat small { font-size: 12px; color: var(--mcs-muted); }

/* savings */
.mcs-savings-grid {
	display: grid;
	grid-template-columns: repeat(auto-fit, minmax(140px, 1fr));
	gap: 12px;
}

.mcs-savings-grid > div {
	background: #eaf7f0;
	border-radius: 9px;
	padding: 12px 14px;
}

.mcs-savings-grid span {
	display: block;
	font-size: 11.5px;
	color: var(--mcs-muted);
	margin-bottom: 3px;
}

.mcs-savings-grid strong {
	font-size: 18px;
	color: var(--mcs-good);
	font-variant-numeric: tabular-nums;
}

/* schedule */
.mcs-sched-toggle { display: flex; gap: 6px; margin: 8px 0 4px; }

.mcs-mini {
	font: inherit;
	font-size: 12.5px;
	font-weight: 600;
	padding: 6px 13px;
	border: 1px solid var(--mcs-line);
	background: #fff;
	color: var(--mcs-muted);
	border-radius: 999px;
	cursor: pointer;
}

.mcs-mini.is-active {
	background: var(--mcs-accent);
	border-color: var(--mcs-accent);
	color: #fff;
}

.mcs-scroll {
	max-height: 440px;
	overflow: auto;
	border: 1px solid var(--mcs-line);
	border-radius: 10px;
}

.mcs-table-sched { font-size: 13px; }

.mcs-table-sched thead th {
	position: sticky;
	top: 0;
	background: #fff;
	z-index: 1;
	padding: 10px 10px;
}

.mcs-table-sched td { padding: 8px 10px; }
.mcs-table-sched tr.mcs-in-term { background: rgba(201, 162, 39, .07); }

/* actions */
.mcs-actions { display: flex; gap: 10px; flex-wrap: wrap; }

.mcs-btn {
	font: inherit;
	font-size: 14px;
	font-weight: 700;
	padding: 12px 22px;
	border-radius: 9px;
	border: 1px solid transparent;
	cursor: pointer;
	text-decoration: none;
	display: inline-flex;
	align-items: center;
	justify-content: center;
	transition: .15s;
}

.mcs-btn-primary {
	background: var(--mcs-accent-2);
	color: #17202b;
}

.mcs-btn-primary:hover { filter: brightness(1.06); color: #17202b; }

.mcs-btn-ghost {
	background: #fff;
	border-color: var(--mcs-accent);
	color: var(--mcs-accent);
}

.mcs-btn-ghost:hover { background: var(--mcs-bg); }

.mcs-disclaimer {
	font-size: 11.5px;
	line-height: 1.55;
	color: var(--mcs-muted);
	margin: 0;
}

/* modal */
.mcs-modal {
	position: fixed;
	inset: 0;
	background: rgba(12, 20, 30, .55);
	display: flex;
	align-items: center;
	justify-content: center;
	padding: 20px;
	z-index: 99999;
}

.mcs-modal[hidden] { display: none; }

.mcs-modal-box {
	background: #fff;
	border-radius: var(--mcs-radius);
	padding: 26px;
	width: 100%;
	max-width: 420px;
	position: relative;
	max-height: 90vh;
	overflow: auto;
}

.mcs-modal-box h3 { margin: 0 0 4px; font-size: 20px; color: var(--mcs-accent); }

.mcs-modal-close {
	position: absolute;
	top: 10px;
	right: 12px;
	background: none;
	border: 0;
	font-size: 26px;
	line-height: 1;
	color: var(--mcs-muted);
	cursor: pointer;
}

.mcs-lead-form {
	display: flex;
	flex-direction: column;
	gap: 13px;
	margin-top: 16px;
}

.mcs-form-msg { margin: 0; font-size: 13px; }
.mcs-form-msg.is-error { color: var(--mcs-bad); }
.mcs-form-msg.is-ok { color: var(--mcs-good); }

/* honeypot — visually gone, still focusable for bots */
.mcs-hp {
	position: absolute;
	left: -9999px;
	width: 1px;
	height: 1px;
	overflow: hidden;
}

/* compact variant for sidebars */
.mcs-compact .mcs-grid { grid-template-columns: 1fr; }
.mcs-compact .mcs-hero { grid-template-columns: 1fr; }

@media print {
	.mcs-inputs,
	.mcs-tabs,
	.mcs-actions { display: none; }
	.mcs-pane { display: block !important; }
}